Unfortunately, money rules nearly every facet of the
modern world. Everyone is beginning to understand
how the the Fed, Wall Street and big banks have gone
completely out of control with outrageous schemes.
But one of the lessor mentioned problems is their
main tool, personal credit profiling. It’s nothing more
than another elaborate scheme to hold masses of
people down while manipulating and fleecing them
out of large percentages of their wealth.
In the old days, credit was used sparingly. People paid
for their Incidentals and staples with cash and enjoyed
many benefits from doing so. Then unsecured lines of
credit and credit cards with all the extra fees and big
interest rates appeared on the scene.
This new kind of quick and easy credit candy also came
with 3% to 6% charges for retailers who accept them
which of course returned full circle, back to consumers
in added costs on products from retailers. The tactics
used to seduce everyone into lapping up this worthless
financial filler are truly egregious and the effects have been chilling.
The amount of money people spend on interest and fees ads up to horrifying amounts of
their hard earned money going out the window with nearly zero benefits and tons of
detriments. The advent of credit cards/lines and deregulation thereto has led to an
expansion for the retail banking industry like never before. Profits for just the top three
issuers of credit cards in recent years topped those for McDonalds, Walmart & Microsoft
combined. When that much money is being made off money, something’s seriously awry.
Much of todays’ retail banking is big biz at its sleaziest. They’re modern day loan sharks
with complex schemes that force everyone into corners. It all starts with people essentially
giving them money in the form of interest on “starter loans” to build bogus credit scores in
a system made up just for banks. It automatically punishes everyone who doesn’t play
along. Nobody has any choice in the matter. You will pay them and pay them well, or else.
Along with dictating important purchases like autos and homes their credit profiles are also
used in consideration of other extremely important things like employment opportunities
and even life or death types of insurance. Bankers created this type of profiling to keep
their flocks in check and it works really great!
It seems like everyone gets all bent out of shape when it comes to any other kind of
profiling while they totally overlook credit profiling. This is amazing since it’s one of the
most blatantly destructive types, built solely to extort money from scores of unsuspecting
people everywhere. Amazingly, this type of score keeping over the lives of people might
seem logical or fair on the surface but in truth, it’s anything but.
Recently, hundreds of millions of people around the globe have found themselves in
serious financial peril, many are out of work for the first time in their lives. These days
everyone knows someone who’s in trouble. Whether they’re relatives, neighbors or friends
there’s hundreds of millions under heavy assault by banks and their credit reporting shrills.
Those who were previously considered the salt of the earth as upstanding, reliable citizens
suddenly find themselves branded as lackluster, untrustworthy indigents. But why? No one
expected a recession, to get into an accident or become seriously ill. All the same, they will
continue to pay the price of such flukes long after the problems themselves subside. And
they’ll also bear the proverbial mark of the beast in their scores for a long time to come.
This is unacceptable and solely due to financial credit profiling. The punishments equate to
millions of dreams down the toilet with a truly agonizing flush that takes 7 to 10 tough
years to forget. Of course during that time, a lot of folks are more likely to slide further
down the slope. It’s a pile on, that can last a lifetime, a proverbial hole that’s unnecessarily
tough to dig out of. Just another cruel reality dished out by sleazy bankers.
The fact is that we’ve allowed banks and creditors to brand us like cattle with completely
one sided, money centric scores. This even though they have nothing to do with how good
of a person someone is, their current situation or their contributions to society.
Where on a credit report does one see anything about a soldiers service to his country, a
teachers commitment to our children, a medical professionals dedication to saving our lives,
a farmer or ranchers risk and effort in putting food on our tables, a college students grades,
a laborers hard work or anyone whose actions actually do something for society? How
does a banker compare to any of these people? Unless they’re at a credit union, they don’t.
And what about the many unique hardships someone’s encountered to make it thus far in
life. If we’re going to keep scores we ought to do it on things that matter. And any type of
input from Big Biz or Big Bro should be of the lowest priority or better yet, nonexistent. We
need a new kind of credit profiling system. One built specifically for the people by the
people and focused on the things we care about as individuals.
A system based on an entirely different set of ideals with none of the above problems
mentioned and a plethora of positive attributes instead. With it and Unified Numbering we
can utilize highly complex algorithms to come up with far better “scores” for everyday
people that each and every person will find useful. We’ve coined it “Numbercredit”.
A blend of old world values and methodology with todays technology in a system for
building profiles with factors common to real world applications useful to everyone. Along
with their basic financial outlook, ones civic duties, everyday deeds, honesty, reliability,
capability, current situation, ethical and moral mind sets all play parts in a good score just
as they do in being a decent human being. There’s a lot of things more important than
money for people to strive for and be proud of.
NumberCredit is a melding of all the normal things one might grade themselves on. It’s a
little like knowing someone for what they truly are. Everyone has a friend or loved one that
might not be the most popular person around or the best at certain things, it’s what makes
people individuals. We all have our weak and strong points but shouldn’t be judged on any
one in particular characteristic without the rest. And most certainly not by those who want
and care about nothing else other than money.
There’s really no end to how people might use this new kind of credit to score the more
important and relative details of their lives. It’s going to be a tool for everyday people to
use across the spectrum in everyday life. And it will be individuals themselves along with
the people nearest them, the only ones that matter, who do the brunt of score keeping.
In the old days they used to give out little foil stars to pupils in elementary school for
similar reasons. More recently, businesses like Ebay and Amazon have made excellent use
of user managed ratings systems. They work, and Numbercredit is something that makes
excellent sense, until now we’ve just never had a place to implement anything like it.
Imagine a world with one central rating system for people, leaders and businesses that was
accurate, devoid of wrongful character assassination campaigns and bogus accusations.
Think of it like a world being ran like a small town of yesteryear where the values, opinions,
history and reputations of its inhabitants are known by all. Some thought the internet
could become such a tool but as usual, in walked disorganization and money. The online
review sites are in it for themselves and there’s way too many of them to ever work.
We need one place to go, preferably one where all people and businesses have a public
listing with their current “scores” posted right there. There’s a lot brewing with #Credit, it’s
going to be an incredibly natural enhancement to the Unified Numbering Project which will
really begin to glean its usefulness in phase IV of Sunrise. Your opinions and ideas will be
Meanwhile, Unified Numbering will be allocating 10% of all user contributions to a special
fund set aside specifically for capitalizing “OutBank”, Unified Numberings monetary system.
It together with #Credit are being built to revolutionize how we do business and handle
transactions within the network, all without traditional banking scum or their credit
You’re likely realizing that Unified Numbering is sort of a world unto its own and that’s
because it has to be. The goal is to utilize this private, user controlled network for as many
services and organizational uses as possible. By slowly breaking away from the ties that
bind, we are able to approach thousands of exciting new sectors that offer incredibly
positive advancements for people around the world.
Building our own credit rating and monetary systems will open doors to many exciting
applications which will drive a new kind of economy which can fully utilize all the
technology, methodology and benefits of Unified Numbering. However as with all things
we must build the foundation first. Yes, once again we find ourselves focusing on the
beginning of this project and for good reason. Getting lots of people together is the only
thing that matters at first because our numbers are what makes everything else work.
And since getting people together with Unified Numbering results in the sale of
NumberNames, Outbank’s database is getting used right out of the gate. It’s basically the
core of the payment and accounting system everyone uses to help each other get signed up
in the network. It’s also how you can transfer credits to others on your phone or computer
and make money by helping with the expansion of Unified Numbering.
Aside from transfers and managing the money in your account one of the many eventual
uses for Outbank will be akin to those of a credit union. Outbank will begin its banking
related functions processing low to no interest loans to supporters who need help financing
their Unified Numbering related endeavors. As the network grows so will everything else
and it’s all going to be self financed by members via Outbank.
The aforementioned initial loans from OutBank will help grow the network and the end
goal is to use it for as many retail banking applications as possible. And like all things
Unified Numbering, we can use the profits for the network instead of handing them over to
big banks or big biz. And who wouldn’t like to see this happen?
The needs, desires and timing for such changes are at an optimum. This is why $1 from
every $10 contributed during Phase III goes towards this end. As they say, you’ve got to
start somewhere and even if they’re just baby steps in the beginning, It’s going to be an
interesting journey. Much more information regarding Outbank and #Credit will be
released soon with beta sites launching in Phase III.
There’s a bright light at the end of what’s been a very long and dark tunnel in consumer
banking and credit. With persistence, creativity and patience we’re going to see things
through. In the end, whatever part you play in making these parts of the Project a success
are in your and everyones interest.
And one day, the company you helped build will be one you can be truly proud of. This
truly is your chance to help in designing a new future for mankind. The popular will of
people like you is what’s going to make Unified Numbering a very popular and successful
architecture for seeing humanity into the future.